Hi lostpacket. My name is NET10 Marianne. I will be addressing your question. For the 750 minute plan, you will be deducted 1 unit/minute when accessing the browser. So if it took you 20 minutes to access the web, your minutes will be deducted 20 minutes from the 750 minutes. For picture messaging rate, it's 2.5 units/MMS to make and receive. You will be deducted 2.5 minutes for sending and another 2.5 minutes for receiving picture messages. I hope this answers your query.